4.9 Stars
4.7 Stars
Refinance and Save on
Your Auto Loan
Join auto refinance experts at RateGenius® to find you a more affordable monthly car payment.
Applying to refinance your vehicle loan takes just minutes and saves drivers $101/mo. on average.*
Refinance and Save on
Your Auto Loan
Join auto refinance experts at RateGenius® to find you a more affordable monthly car payment.
Applying to refinance your vehicle loan takes just minutes and saves drivers $101/mo. on average.*
Drivers trust RateGenius for exceptional service & savings
Why Choose RateGenius
to Refinance Your Auto Loan
Why Choose
RateGenius
to Refinance Your
Auto Loan
More Options
RateGenius has built a nationwide network of 150+ financial institutions specializing in auto loans, giving you access to a competitive marketplace, more potential offers and savings opportunities on your vehicle financing.
Big Savings, Delivered
Refinancing a costly auto loan can create valuable space in your budget. And customers who refinance through RateGenius lower their monthly car payments, on average, by $101* per month.
20+ Years of Expertise
RateGenius has helped drivers make car ownership more affordable since 1999, with over 400,000 loans funded. Our staff of experienced loan specialists are here to guide you through the refinance process.
The Process Is Simple and Fast
The Process is
Simple and Fast
- APPLY IN MINUTES
Complete a loan
application online or
call 1-866-728-3436.
- REVIEW OFFERS
We bring customers refinance
opportunities from a nationwide
market place of lenders.
- CLOSE AND SAVE
Finalize your loan online or have
the paperwork delivered.
What Can Auto Refinancing
Do for You?
- Lower monthly payment
By refinancing, you can often get a lower monthly payment, which frees up cash in your budget and enables you to put more of your money toward what matters most.
- Lower interest rate
If your credit score has improved since you took out your auto loan and/or prevailing interest rates have dropped, then you may be able to take advantage of a lower interest rate through a refinance, which can save you money over the life of the loan by decreasing how much you pay in interest.
- Pay off your loan faster
Some drivers opt to refinance because they want to accelerate the loan payoff. This type of refinance increases your payment but puts you on the fast track to full car ownership.
What Can Auto Refinancing
Do for You?
- Lower monthly payment
By refinancing, you can often get a lower monthly payment, which frees up cash in your budget and enables you to put more of your money toward what matters most.
- Lower interest rate
If your credit score has improved since you took out your auto loan and/or prevailing interest rates have dropped, then you may be able to take advantage of a lower interest rate through a refinance, which can save you money over the life of the loan by decreasing how much you pay in interest.
- Pay off your loan faster
Some drivers opt to refinance because they want to accelerate the loan payoff. This type of refinance increases your payment but puts you on the fast track to full car ownership.
Customers Love RateGenius
Drivers have awarded us 4.9 out of 5 stars across more than 11,000 certified customer reviews.
Lauren R.
on Credit Karma
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Roger Recommended on Facebook
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend. "
"This Company is great. Fast approval and service. They had my loan refinanced within one week!"
Lauren R.
on Credit Karma
"WOW ! Rate Genius is awesome and searched the NATION for the best rate for me. I highly recommend."
Roger
on Credit Karma
Ready to lower your monthly car payment?
If your current auto loan doesn't work for your budget, or you're simply curious if a better deal on vehicle financing is out there, RateGenius is here to help.
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from March 1, 2024 to August 31, 2024.
We help people save money on their auto loans with a network of 150+ lenders nationwide.
* This value was calculated by using the average monthly payment savings for our customers from March 1, 2024 to August 31, 2024.