We ensure you get the best rate for your loan

Easy to Apply

It only takes a few minutes for you to submit an application online.

More Options

Our vast network of lenders offer a range of qualifying rates and payments.

Lower Payments

We compare all offers and find the one that will best fit your needs.

Find My Rate

Check out our three-step auto refinance process to learn how easy it is to save money with RateGenius.

Apply for auto refinance

1Applying for Refinance

It only takes a few minutes to submit your application online or over the phone by calling toll-free at 866-728-3436.

You will need some general information about yourself, your current lender, and the vehicle you plan to refinance. Please have the following information handy when applying:

  • Name of current lender
  • Current monthly payment
  • Make, model, and style of your vehicle (i.e. Honda Accord EX)
  • Your vehicle’s current mileage
  • VIN Number (optional but helpful)
  • Address
  • Phone number
  • Email address
Compare auto refinance lenders

2Choosing your New Loan

Once your application is complete, our technology and team will work quickly with our lender network to find an interest rate and monthly payments to fit your needs. If approved, you will be immediately contacted regarding your offer by phone, email, and text.

Use our auto refinance calculator to save
Lower your car payment

3Completing the Refinance Process

After RateGenius finds a new loan for you, your loan documents will be available for review in your secure customer dashboard or delivered to your door via FedEx. Upon reviewing the details of the contract with your loan specialist, you will sign the appropriate paperwork and return it to RateGenius electronically or via the pre-paid postage envelope. Once your loan package is complete, RateGenius takes care of the rest. We will:

  • Payoff the remaining balance of your old auto loan to your former lender
  • Transfer the title to your new lender
  • Transition you to your new lender

That’s it. Just three easy steps to save on your auto loan!

Find my rate

What Our Customers Say

People love RateGenius because it saves them time and money.

M

Michael

on Google

great people worked hard to help me

M

Madison

on Google

I had received a few offers about refinancing my car from rate genius. I ended up giving it a shot and it was a pretty easy process considering all of the documents needed. They were able to help get my payment down almost a $100 along with a much lower apr. We worked with a nice man named Mark. He was very communicative and helped keep us in the loop the entire time. Overall a good experience.

H

Harrison

on Google

I'M MORE THAN VERY IMPRESSED AND SATISFIED WITH YOU GUYS. THIS WAS MY FIRST TIME TO REFINANCE A CAR WITH THIS COMPANY. THE PROCESS WAS SO QUICK AND FAST WITH LESS DOCUMENTS REQUESTED, THE NEXT WEEK I GOT ALL MY APPROVAL AND LESS INTREST RATE( 13.84% to 7.34%). I WILL RECOMMEND THESE GUYS TO ANYONE LOOKING FOR GOOD REFINANCE COMPANY. HOWEVER AM NOT SURE WHAT ELSS THEY REFINANCE BUT FOR AUTO I RECOMMEND THEM, AND ALSO THE LOAN OFFICER ROBERT OLISON WAS SO GREAT, IN CONTACT WITH ME EVERY DAY ON THE STAGES OF THE LOAN. HEY MR. ROBERT YOU ARE HIGLY PROFESSIONAL. ONCE MORE...THANKS

D

David

on Google

Fast easy process, Ezra helped a lot and communicated well.

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